🚨 PSA for every subscription driven business (and everyone who helps them market, sell, or fulfill):
The FTC’s brand new Click to Cancel Rule has changed the game coming with a $53k fine per violation which goes live May 15th. If a customer can subscribe online, they must be able to cancel online—in one step, through the same channel. No more “call our support line“ stall tactics, no burying the cancel link three...🚨 PSA for every subscription driven business (and everyone who helps them market, sell, or fulfill):
The FTC’s brand new Click to Cancel Rule has changed the game coming with a $53k fine per violation which goes live May 15th. If a customer can subscribe online, they must be able to cancel online—in one step, through the same channel. No more “call our support line“ stall tactics, no burying the cancel link three clicks deep, and absolutely no sneaking in a last minute retention pitch unless the customer actively says, “Sure, tell me more.“
But the federal rule is only half the story. California, New York, Colorado, and a dozen other states now overlay their own auto renewal laws that demand crystal clear pre purchase disclosures, renewal reminders, and friction free cancellation links right inside emails or account pages. Delay the cancellation, hide the link, or play “30 day processing“ games and you’re staring at fines, chargebacks, and frozen funds.
Here’s the kicker: regulators aren’t just coming after the merchant. Past crackdowns have dragged copywriters, media buyers, offer owners, affiliate managers, and even SaaS platforms into court. Win or lose, six figure legal bills can sink you before judgment day.
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🚨 Major Shift in Crypto Regulation: Banks Get the Green Light! 🚨
The Office of the Comptroller of the Currency (OCC) just made a groundbreaking move in cryptocurrency regulation, giving banks the ability to engage in crypto activities without needing special approval.
Before this update, banks had to go through a lengthy process to get permission to hold crypto for customers, store stablecoin reserves, or use...🚨 Major Shift in Crypto Regulation: Banks Get the Green Light! 🚨
The Office of the Comptroller of the Currency (OCC) just made a groundbreaking move in cryptocurrency regulation, giving banks the ability to engage in crypto activities without needing special approval.
Before this update, banks had to go through a lengthy process to get permission to hold crypto for customers, store stablecoin reserves, or use blockchain for payments. Now, under Interpretive Letter 1183 (March 2025), the OCC has clarified that these activities are permissible as part of standard banking operations—without additional red tape.
What This Means for Banks & Crypto Adoption
✅ Banks can now integrate cryptocurrency services as part of their offerings, much like traditional financial services.
✅ Stablecoin reserves can be held by banks, a significant step toward integrating digital assets into mainstream finance.
✅ Blockchain for payments is now a recognized banking function, enabling more efficiency and transparency in transactions.
But There’s a Catch…
While the OCC has opened the door, other key regulators haven’t fully aligned yet:
⚠️ The Federal Reserve and FDIC still require banks to notify them before engaging in crypto-related activities.
⚠️ Risk & compliance requirements remain strict, meaning banks must ensure legal and operational safeguards.
Why This Matters
This shift signals that the U.S. is preparing to bring crypto into the regulated financial system in a much bigger way. The OCC’s new stance marks a departure from previous warnings about crypto risks and aligns with recent efforts to establish stablecoin regulations.
For businesses and financial institutions, this presents new opportunities to innovate while staying compliant. But it also means that regulatory oversight will be intense, ensuring crypto is integrated safely into the banking system.
💬 What do you think? Will this move accelerate crypto adoption in traditional finance? Let’s discuss in the comments!
📌 Sources:
• OCC Interpretive Letter 1183 (March 2025): OCC News Release
• FDIC Guidance on Crypto Supervision: FDIC Press Release
• Federal Reserve Supervisory Crypto Guidelines: Federal Reserve SR 22-6
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Okay, first time posting here as I have to stay accountable. What are we focusing on posting here?
Are we wanting to post valuable information based on our respective industries or are we wanting it to be more about social interactions?
Cheers!
1. Audit every touchpoint—signup, billing disclosures, emails, and the exact clicks required to cancel.
2. Map state by state rules or risk non compliance the moment you ship across a border.
3. Brief your entire funnel crew—agencies, affiliates, developers—so no one “optimizes“ you into an investigation.
Partner with payment pros who care about longevity, not lightning fast approvals.
4. Partner with payment pros who care about longevity, not lightning‑fast approvals.
That’s where ACS Payments comes in. Our approvals are deliberate, our underwriting is strict, and our job is to keep you processing next year, not just this quarter. We only make money when you do—and we’d rather say “no” today than watch regulators (or Stripe) shut you down tomorrow.
If you know someone who needs a no‑BS compliance gut‑check on their subscription flow, grab me. Let’s make sure their revenue stays theirs. yesterday