We give hope to employers who are fed up with group health insurance. Mainly because it's way too expensive, and only the sickest employees get any real benefit from it. We help employers evaluate this new alternative approach to traditional group insurance because it's not a solution that insurance brokers are paid to offer.
It works like a 401K, where employers contribute, and employees get to choose benefits based on their individual health needs and financial resources. It's ACA-compliant for large employers and costs much less than traditional group health insurance. So it's better for employers and their employees.
- Attract, reward, and retain great employees, not just the sickest
- Stabilize the cost of employee health benefits
- Rates are predetermined versus waiting for an annual premium spike
- Eliminate unlimited employee health exposure without compromising coverage for sick employees.
Your insurance broker isn't in the business of finding solutions that replace group health insurance.
We offer a free analysis to help you compare your options and decide what's best for your business and not just your insurance broker.
We compare your current group insurance versus an ICHRA approach so you can make a rational choice about what is best for your employees, your business, and your budget.