Basic Information
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Company
CFR Mortgage, LLC -
Phone
612-324-8454 -
Mobile phone
952-270-6046 -
Email
Ken@CFRMortgage.com -
Describe How You Would Like To Be Introduced Via Email
I’d like to introduce you to Ken Graczak, an experienced mortgage broker who has been helping homebuyers and real estate professionals navigate the mortgage process for over 22 years.
Ken takes a strategic and educational approach to homeownership, ensuring his clients understand their options and secure the best possible financing. He specializes in first-time homebuyer programs, creative financing solutions, and tools that help real estate agents grow their business.
If you or your clients are looking for a mortgage expert who is faster, more affordable, and more flexible than traditional banks, Ken is the person to talk to. Connect with him to learn more about how he can help you or your clients succeed in today’s market.
You can reach Ken at ken@kengraczak.com or schedule a call at www.bookwithken.com. -
What is your "why"? Why do you do what you do?
My "Why" – Helping Families Find Their Path to Homeownership
I do what I do because I grew up watching my single mother struggle with the idea of homeownership—not because she wasn’t hardworking, but because she didn’t have access to the right information or guidance. I know firsthand how overwhelming and confusing the mortgage process can be, especially for those who don’t have someone in their corner.
That experience shaped my mission: to educate and empower people, so they don’t feel lost in the home-buying process the way my mom did. I want to make sure families—whether they’re first-time buyers or experienced homeowners—understand their options and feel confident in making one of the biggest financial decisions of their lives.
Beyond that, I see homeownership as a wealth-building tool that can transform lives. I take pride in helping my clients not only buy a home but make smart financial moves that set them up for long-term success. Whether it’s guiding them through credit improvement, finding a program that makes homeownership more affordable, or structuring a mortgage that aligns with their goals, I want to be the trusted advisor who makes the journey smoother.
At the end of the day, it’s about making a difference. I don’t just close loans—I open doors to opportunity, stability, and generational wealth. That’s my “why.” -
Qualifying Questions: What are three questions we can ask clients to help pave the way for a referral? List them here.
1. Who else do you know that might be considering buying a home this year? This question keeps the conversation open-ended and invites them to think about friends, family, or coworkers who might be in the market.
2. Have you had any conversations with friends or family about how today’s rates and market conditions affect homeownership? This helps uncover potential referrals by prompting them to recall recent discussions. If they mention someone, you can offer to provide helpful insights.
3. Is there a real estate agent you’re working with, or do you need a great recommendation? If they already have an agent, this builds rapport and opens the door to networking. If not, it allows you to refer a business partner, strengthening your value in the process. -
Unique Selling Proposition
"More Options, Better Pricing, and a Smarter Path to Homeownership."
As an experienced mortgage broker, I provide homebuyers and real estate agents with more choices, better rates, and faster closings than traditional banks. My strategic, education-first approach ensures my clients not only secure a mortgage but understand how to build long-term wealth through homeownership.
With 22+ years in the industry, I leverage exclusive loan programs, advanced technology, and a hands-on, relationship-driven approach to make the mortgage process simpler, smoother, and more cost-effective. Whether you're a first-time buyer, a seasoned investor, or a real estate agent looking for a true business partner, I have the tools and expertise to help you win in today’s market.
Schedule a strategy call today: www.bookwithken.com
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About me
About Me – Ken Graczak
I’m Ken Graczak, an experienced mortgage broker with over 22 years of helping homebuyers and real estate professionals navigate the mortgage process. My mission is simple: Make homeownership easier, more affordable, and a tool for building long-term wealth.
Growing up, my single mother didn’t know how to buy a home, and I saw firsthand how confusing and overwhelming the process can be without the right guidance. That experience shaped my career—I’m here to educate, simplify, and empower buyers, ensuring they understand their options and feel confident in their financial future.
As an independent mortgage broker, I offer:
-More loan options & better pricing than big banks
- Faster closings with a streamlined process
- Creative financing solutions to fit unique situations
- Exclusive tools & strategies for real estate agents and buyers
I’m based in Minnesota, Wisconsin, and Florida, working with buyers, homeowners, and business partners who value service, strategy, and results. Whether you’re purchasing, refinancing, or looking to grow your real estate business, I’ve got the tools and expertise to help you win.
Let’s connect: www.bookwithken.com
Email: ken@kengraczak.com
Call/Text: 612-324-8454 -
Profession
Homeownership Strategist -
Title
Mortgage Broker -
Hobbies and interest
Basketball – Lifelong passion for the game, from playing and coaching to watching and analyzing modern NBA and college basketball strategies. Coaching my son, Jaxxon, has been one of my favorite experiences.
Fitness & Health – Dedicated to personal growth through weight training, stair climbing (chasing my Burj Khalifa goal!), and maintaining an active lifestyle.
Personal Development & Reading – Always learning, whether it’s about business, mindset, or improving as a leader and mentor.
Travel – Love exploring new places with my wife, Stephanie, and our kids, Jaxxon and Sophia, creating lifelong memories together.
Good Food & Community – Supporting local restaurants (Gyropolis is a favorite!) and enjoying quality time with family and friends. -
Website
www.KenGraczak.com
Contact Information
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City / Town
Bloomington -
State
MN -
Zip
55431 -
Country
United States -
Special offers to the group
No Processing Fees, Non-Traditional Financing for Business Owners, Access to Multiple Lenders -
Google Business Review URL
https://www.google.com/search?sca_esv=9632110e93a89f4a&rlz=1C1VDKB_enUS1130US1130&si=APYL9bvoDGWmsM6h2lfKzIb8LfQg_oNQyUOQgna9TyfQHAoqUs8JvAAOB3DZ-AkonA9mYP-avyjPaJBKnb4ttqMnoRif5dz4F2j73UnwvjEGHNaH8L5Ws6lmfkRUH6_6rf1wuUa-_wtjgb2OjA7hLx2oJ207IhfP1H7M5TxYIfCAagsmfq6Pos0%3D&q=Ken+Graczak+-+Mortgage+Broker+-+NMLS+184394+Reviews&sa=X&ved=2ahUKEwjd4r2evtOLAxXGrYkEHRuzNI4Q0bkNegQILhAE -
Facebook Business Page URL
https://www.facebook.com/KenGraczak.NMLS184394/ -
LinkedIn Profile
https://www.linkedin.com/in/kengraczak-mortgage/